Financial Products
ANZ First Credit Card Do you want a credit card with a low balance transfer interest rate? Apply for ANZ´s First Credit Card!
Aussie Car Loans and Car Insurance Need a car loan at a better price? Apply for a car loan with Aussie Car Loans!
Bluestone Mortgages Non-Conforming Loans Can´t get a loan because you don´t fit the traditional lending criteria? See the products on offer from Bluestone Mortgages!
Citibank Ready Credit Looking for a flexible line of credit with no setup, ATM or transaction fees? See the Citibank Ready Credit Personal Loan!
First Permanent No Deposit Plus Do you want to borrow up to 106%? Apply for First Permanent´s establishmentloan!
Home Loans Ltd No Doc Line of Credit Are you self employed and unable to provide all the documentation you need for a standard line of credit - a Home Loans Ltd Lo Doc product may be right for you!
IMB loves first home buyers Does buying your first home seem confusing? See the IMB First Home Buyers Loan for a product to suit your needs.
Macquarie Silver Living Are you over 60 years of age and want to access what you have built up in your home? See the reverse mortgage product known as Macquarie Silver Living.
Police & Nurses Save time and money by rolling all your separate debts into one easy to manage loan. See the Debt Consolidation Personal Loan from the Police & Nurses Credit Union.
RAMS Easy Start Home Loan With a RAMS Easy Start Home Loan you´ll enjoy discounted honeymoon rates for 3 years! See RAMS for more details.
St George First Home Buyer St George´s No Deposit Home Loan and Family Pledge Option makes it easy for first time buyers to get started.
Suncorp Personal Credit Cards We offer a range of credit cards including the official Wallabies Visa Card. Click for more details.
 



Rams Home Loans

RAMS 100% Australian owned and operated, RAMS has helped tens of thousands of Australians into better home loans over the past ten years. Why not you? With RAMS you enjoy a competitive, flexible alternative to banks with our range of home loans that work for you – no matter what your lending needs. RAMS won Non Bank Lender of the Year 2006 at the coveted Australian Banking and Finance Magazine Awards.


A home loan to suit you



First home buyer? RAMS makes it easy for first home buyers with flexible home loan options to help you buy your first home sooner! Ask about our 100% Home Loan where you can borrow up to 100% of the purchase price*.

Self-employed? Relax, there’s no need for full financials. Choose the one that’s right for you from our range of low paperwork home loans. Looking for a low rate? We’ve got it! Irregular cashflow? We can help!

Re-financing? You could pay off your home sooner and save at the same time with our low rate pro pack home loans – with discounted rates for the life of the loan.

Investing? Check out our low rate, 10 years interest only Investor Home loan. Designed to increase the potential for negative tax gearing benefits whilst minimising monthly loan repayments.

Fees conditions and lending criteria apply.


 
Debt Consolidation Loan for Renovations Loan for Holiday Standard Personal Loan
Refinance credit cards Credit Cards
Car Leasing Car Finance
First Home Buyer Refinance Home Loan LoDoc Loan and No Doc Loan Standard Home Loan No Deposit Home Loan
Retirement planning / Property investment Business Loan Franchising Venture Capital
Car Insurance Life Insurance Home Insurance