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Finance Glossary

Financial Providers

Friday 29 August 2008

no-deposit-home-loan-first-permanent

Suitable applicants for First Permanent's establishmentloan and investorloan products are generally:
. First Home Buyers on good incomes with no real savings.
. Persons re-establishing themselves after a relationship split up
. High income investors seeking full debt leverage on a 'stand-alone' security property
. Self-employed with a business that has been in operation for a minimum of 3 years

Features and Benefits
. Borrow up to 106% of the purchase price of the property to cover legal fees, stamp duty and other loan costs
. No genuine savings history is required
. First Home Buyer's Grant is the borrower's to keep
. No deposit required for loans of 100%LVR and above
. No Lenders Mortgage Insurance
. No reliance on 3rd Party Guarantee, family pledge or 'other' security of any kind
. No 'equity grab' upon refinance or property sale
. No monthly or ongoing account keeping fees
. Fast loan approval - an answer usually within 24-48 hours
. No penalty for extra loan repayments (provided that the loan is not repaid in full)

Questionnaire : No depostit Home Loan with First Permanent
Title :	*
Marital Status :	*
Surname :	*
First Name :	*
Address (Number and Street Name):	*
Address (continued):
Post Code :	*
Telephone (home) :	*
Mobile Phone :
Suburb :	*
State :	*
Date of Birth :	*
Annual Income :	$ *
Type of employment :	*
Amount you wish to borrow :	$ *
Living arrangements :	* $ *
E-mail :	*
Do you agree that this information may be passed to a Financial Consultant (including other Financial Providers) who will contact you to discuss this questionnaire? yes no * Do you agree that this information may be passed to other third parties by Credit-on-Line in accordance with our privacy policy? yes no *

The items marked with * must be completed by you.

The information you have provided will be treated in accordance with our Privacy Policy and relevant Australian law.

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