First Home Buyer

Buying your first home should be an exciting and satisfying
experience but it can also be a little daunting.
At Credit-on-Line, we’re here to make it as easy for you as possible by providing you with information about the financial products which may be available to you.

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LoDoc Loan and No Doc Loan

Lo Doc loan and No Doc Loans are designed mainly for people who have some equity (or deposit) but who may have trouble showing evidence of their income levels. So if you are self employed or have irregular incomes, this might be the best option for you.

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No Deposit Home Loan

Do you want to become a home owner but have little or no deposit available?... If so then a 100% home loan or no deposit home loan may be best for you.

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Refinance Home Loan

Refinancing is common for many reasons including:
1. A better interest rate
2. Lower monthly repayments
3. Accessing the equity in your home
4. Debt Consolidation

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Standard Home Loan

If you are thinking buying a new home or upgrading your existing home – you've come to the right page. There are many products available including – a fixed rate home loan, a standard variable home loan, a line of credit, an offset home loan – the option that is right for you, will depend on your individual circumstances. A Financial Consultant will be in the best position to advise you on what product best suits your needs.

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